Auto Insurance
We have you covered. We can help you with standard auto insurance, as well as car insurance for collector cars. When most people think about car insurance, they think about damage to their car. The truth is, car insurance covers much more than just your car.
Given the sheer amount of cars on the road and the distractions drivers deal with every day, the chances of being involved in a car accident are plentiful. You’re at risk every single time you get in your car. It’s important to understand what your coverage options are — not just for your car, but for you, and people who may be injured as a result of your negligence.
​Having adequate Car Insurance limits is serious business
If you were ever involved in an accident, and found to be at-fault for someone else’s bodily injuries, you could literally lose everything if you’re not properly insured.
What a lot of people don’t realize is, having great coverage doesn’t necessarily mean having higher insurance premiums.
Because we are 100% independent, we can take your current coverages and compare them with a wide range of insurance providers to see who offers you the best deal possible.
The best part? It doesn’t cost you a penny more to use us. We are compensated by the insurance carriers directly, and work on your behalf to properly cover your needs and exposures, and make sure that there are no hidden gaps in your policy.
No two insurance contracts are the same, and while two policies side-by-side might look the same, the fine print behind the cover page can vary drastically from company to company.
This means you need someone who truly understands policy contracts, like us, to sort through the exclusions and conditions for you, so you can rest easy knowing that you have the best possible coverage at the best price without having to learn legal jargon.
Collision Coverage
Collision coverage protects your car if it’s damaged in an accident, whether you hit another car or an object like a tree or fence. We’ll help you cover the repair costs or the replacement of your vehicle.
Comprehensive Coverage
This covers non-collision-related damages, such as theft, fire, vandalism, or natural disasters. Comprehensive insurance ensures your car is covered, no matter what unexpected event occurs.
Property Damage
Property damage liability covers the repair or replacement of someone else’s property—whether it’s their car or any other structure—that you damage in an accident.
Bodily Injury Liability
Bodily injury liability protects you if you're responsible for someone else’s injuries in an accident. This coverage helps cover their medical bills and related expenses.
Un-insured & Under-insured Liability
This important coverage steps in when you’re involved in an accident caused by a driver who doesn’t have insurance or doesn’t have enough coverage to cover your medical expenses.
Get the Best Auto Insurance Quote Today
Age
Insurance companies take your age into account when calculating rates. Typically, drivers under 25 or over 65 are considered higher risk and may see higher premiums.
Credit
Your credit score can affect your premium, with better scores generally resulting in lower rates. We’ll guide you through what’s needed for the best outcome.
Car
The type of vehicle you drive, including its make, model, safety features, and engine size, will impact your quote. We’ll ensure you have the right coverage for your specific car.
Driving History
Your driving record will be factored into your rate. Accidents, violations, and claims history can increase premiums, but clean records may reduce them.
Household
Insurers often evaluate the entire household, taking into account the number of drivers and vehicles. If you live with younger or higher-risk drivers, this can affect your policy’s cost.
